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Book Cover
Lang Matl
Author Khalfani, Lynnette.

Title Zero debt : the ultimate guide to financial freedom / Lynnette Khalfani.

Imprint South Orange, NJ : Advantage World Press, 2004.


Location Call No. Status
 CCQ - Lusail Female Library  HG179 .K523 2004    Available
Edition 1st ed.
Description 204 p. : ill. ; 23 cm.
Bibliography Includes bibliographical references and index.
Contents Overview: we're a nation of debtors -- Day 1. Stop the flood of credit card offers -- Day 2. Make a resolution to "stop digging" -- Day 3. Put all your debts in writing -- Day 4. Order your credit report and FICO score -- Day 5. Call your creditors & negotiate -- Day 6. Switch cards if necessary -- Day 7. Always exceed the minimum payment due -- Day 8. Dispute any inaccuracies in your credit file -- Day 9. Educate yourself about your legal rights -- Day 10. Stop collection agency harassment -- Day 11. Prevent identity theft to protect your credit -- Day 12. Set up a good filing system -- Day 13. Face the truth about your situation -- Day 14. Create smart financial goals -- Day 15. Figure out the $69,000 question : where will you get the money to pay for your goals, such as slashing your debt? -- Day 16. Scrutinize your spending -- Day 17. Make a realistic budget -- Day 18. Find 10 ways to cut your spending -- Day 19. Adopt five lifestyle changes as strategies to save more money -- Day 20. At work, adjust your W-4 withholdings if you receive a refund -- Day 21. Sell or donate stuff you don't want, use or need -- Day 22. Find a way to generate additional income -- Day 23. Apply for a home equity loan or equity line of credit -- Day 24. Refinance your auto loan -- Day 25. Pick a "pay down your debt" priority strategy -- Day 26. Weigh the pros and cons of entering a debt management program -- Day 27. Evaluate your existing insurance coverage -- Day 28. Draw up a will -- Day 29. Open a "hands off" account and set up an automatic savings plan -- Day 30. Prepare yourself to become a positive financial role model -- Day 31. Address any other money woes, credit issues, or special financial circumstances -- Appendix A: Credit bureaus ; Debt counseling firms -- Appendix B: Sample settlement letter -- Appendix C: Sample cease & desist letter -- Appendix D: The 30-day zero debt challenge! -- Appendix E: Consumer resources.
Subject Finance, Personal.
Consumer credit.
Added Title Ultimate guide to financial freedom
Financial freedom
ISBN 1932450750